Asset-based Approvals
No Prepayment Penalties
Direct Lender — No Brokers
Private Hard Money Lending Built for Investors & Residents in Nashville, TN
Nashville operates at a different pace than most real estate markets — and the investors who succeed here know that conventional financing rarely keeps up with it. The city has recorded consistent year-over-year property value growth, driven by a booming tech sector, a dominant healthcare industry anchored by institutions like HCA Healthcare and Vanderbilt University Medical Center, and a population growth rate that continues to outpace the national average. That combination of economic depth and relentless in-migration creates sustained demand for housing across every asset class.
For active real estate investors, the opportunity is clear — but so is the competition. Neighborhoods like East Nashville, The Nations, and Germantown have become primary targets for fix & flip activity and rental repositioning, with properties in revitalizing corridors commanding strong resale values and rental yields. The range of investment products runs from affordable value-add homes in up-and-coming pockets to high-end renovation projects in Nashville’s most in-demand areas — and in every case, the investors who close fastest win.
Paces Funding is a direct private money lender with a track record of funding deals throughout Middle Tennessee. We use our own capital, make our own credit decisions, and close in as little as 7 days. Whether you are acquiring a distressed property, bridging to a long-term hold, or financing new construction in an emerging Nashville corridor, we are structured to move at the speed the market demands.
Your Success is Our Business
Our lending programs are meticulously designed to meet the unique financial demands of real estate transactions that require fast, flexible, and reliable solutions. As a leading hard money lender utilizing our own private funds across the state of Tennessee, we deliver rapid results that are customized to the distinct needs of your project. At Paces Funding, relationships are at the heart of what we do. Your success is our ultimate priority, and our unwavering commitment to excellence is evident in every deal we close.
Fast Turnaround
Asset Based Lender
Competitive Rates
Less Paperwork
Hard Money Loan Programs in Nashville

NEW CONSTRUCTION

FIX AND FLIP

Bridge Loans

RESIDENTIAL

COMMERCIAL

REAL ESTATE INVESTOR

REHAB PROJECTS

TRANSACTIONAL FUNDING

HOME EQUITY
Your Success is Our Priority
At Paces Funding, we go beyond lending — we become your trusted partner on every project. As the Southeast’s largest direct asset-based hard money lender, we streamline the process by leveraging our own capital and making decisions in-house, enabling us to close deals faster and more efficiently than traditional lenders. Our relationship-driven approach ensures every client is treated with the respect and personalized attention they deserve, delivering tailored solutions that align with your vision. Your success is our business — and we’re here to help you achieve it. Ready to take the first step? Contact us today!
TESTIMONIALS
Our Loan Process
APPLY
ONLINE
Get started by filling out our easy loan application.
APPLICATION
REVIEW
Once we receive your completed application, we will review the application and one of our experienced loan officers will call you to discuss any additional information we may need.
ADDITIONAL
DOCUMENTS
After the Application review, the next step is for you to submit your purchase contract and renovation list. During this step we will also provide you with a Good Faith Estimate to review and approve.
PROCESSING &
UNDERWRITING
Once the Good Faith Estimate has been approved, we will then order an appraisal and title. Our construction manager will visit the property with the borrower to go over the bid sheet and construction that will be performed on the property.
CLOSING
& FUNDING
At this time we will set up the closing with our preferred attorney and send over the closing instructions/documents along with the wire to fund the transaction. The borrower is required to provide the necessary property insurance prior to closing.
Do You Qualify for a Hard Money Loan in Nashville?
Call us at (404) 383-6414 or send us an email. We’ll be happy to answer your questions and see if you qualify for a hard money loan.



