Setting the Pace for Private Money Lending

Atlanta’s Largest and Oldest Direct Private Lender with Unmatched Experience

LOAN PROGRAMS

NEW CONSTRUCTION

NEW CONSTRUCTION

FIX AND FLIP

FIX AND FLIP

Bridge Loans

Bridge Loans

RESIDENTIAL

RESIDENTIAL

COMMERCIAL

COMMERCIAL

REAL ESTATE INVESTOR

REAL ESTATE INVESTOR

REHAB PROJECTS

REHAB PROJECTS

TRANSACTIONAL FUNDING

TRANSACTIONAL FUNDING

HOME EQUITY

HOME EQUITY

100% DIRECT PRIVATE LENDERS, ASSET BASED HARD MONEY

Paces Funding is a private hard money lender offering loans for the purchase or renovation of non-owner occupied residential or commercial properties throughout the Southeast. We offer unparalleled closing times because we utilize our own capital, allowing us to avoid the delays associated with raising funds from external sources.

OUR LOAN PROCESS

fix and flip loans
APPLY
ONLINE

Get started by filling out our easy loan application!

new construction loans
APPLICATION
REVIEW

Once we receive your completed application, we will review the application and one of our experienced loan officers will call you to discuss any additional information we may need.

new construction loans
ADDITIONAL
DOCUMENTS

After the Application review, the next step is for you to submit your purchase contract and renovation list. During this step we will also provide you with a Good Faith Estimate to review and approve.

underwriting
PROCESSING &
UNDERWRITING

Once the Good Faith Estimate has been approved, we will then order an appraisal and title. Our construction manager will visit the property with the borrower to go over the bid sheet and construction that will be performed on the property.

hard money loans
CLOSING
& FUNDING

At this time we will set up the closing with our preferred attorney and send over the closing instructions/documents along with the wire to fund the transaction. The borrower is required to provide the necessary property insurance prior to closing.

AREAS WE SERVE

We service many areas throughout the entire United States, concentrating in Georgia, Tennessee, North Carolina, South Carolina, Florida, Virginia, and Texas!

TESTIMONIALS

We’ve executed 5 different loans with Paces since 2021. They have been a pleasure to work with. Lance in particular is on my speed dial and communicates thoughtfully and proactively to my team and me. We pride ourselves on doing good business throughout the changing market economics and we’ve appreciated Pace’s consistency in working with us.

– David Property
Bros & Sisters Inc.

We’ve executed 5 different loans with Paces since 2021. They have been a pleasure to work with. Lance in particular is on my speed dial and communicates thoughtfully and proactively to my team and me. We pride ourselves on doing good business throughout the changing market economics and we’ve appreciated Pace’s consistency in working with us.

– David Property
Bros & Sisters Inc.

We’ve executed 5 different loans with Paces since 2021. They have been a pleasure to work with. Lance in particular is on my speed dial and communicates thoughtfully and proactively to my team and me. We pride ourselves on doing good business throughout the changing market economics and we’ve appreciated Pace’s consistency in working with us.

– David Property
Bros & Sisters Inc.

YOUR SUCCESS IS OUR BUSINESS

Our lending programs are meticulously designed to meet the unique financial demands of real estate transactions that require fast, flexible, and reliable solutions. As a leading hard money lender utilizing our own private funds across Georgia, Florida, North Carolina, South Carolina, Tennessee, Texas, and Virginia, we deliver rapid, decisive results that are customized to the distinct needs of your project. At Paces Funding, relationships are at the heart of what we do. Your success is our ultimate priority, and our unwavering commitment to excellence is evident in every deal we close.

Fast Turnaround

Asset Based Lender

Competitive Rates

Less Paperwork

WHY USE A DIRECT HARD MONEY LENDER?

As a true direct hard money lender, we fund your loan using our own capital, giving us the flexibility to tailor financing solutions to your unique circumstances. At Paces Funding, hard money lending is our specialty — and when you partner with us, you gain a dedicated team committed to customizing your loan and supporting your success at every step of your project.

DO YOU QUALIFY FOR A HARD MONEY LOAN?

Call us at (404) 814-1644 or send us an email. We’ll be happy to answer your questions and see if you qualify for a hard money loan.

hard money loans

YOUR SUCCESS IS OUR PRIORITY

At Paces Funding, we go beyond lending — we become your trusted partner on every project. As the Southeast’s largest direct asset-based hard money lender, we streamline the process by leveraging our own capital and making decisions in-house, enabling us to close deals faster and more efficiently than traditional lenders. Our relationship-driven approach ensures every client is treated with the respect and personalized attention they deserve, delivering tailored solutions that align with your vision. Your success is our business — and we’re here to help you achieve it.

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