LOAN PROGRAMS
NEW CONSTRUCTION
FIX AND FLIP
Bridge Loans
RESIDENTIAL
COMMERCIAL
REAL ESTATE INVESTOR
REHAB PROJECTS
TRANSACTIONAL FUNDING
HOME EQUITY
100% DIRECT PRIVATE LENDERS, ASSET BASED HARD MONEY
Paces Funding is a private hard money lender offering loans for the purchase or renovation of non-owner occupied residential or commercial properties throughout the Southeast. We offer unparalleled closing times because we utilize our own capital, allowing us to avoid the delays associated with raising funds from external sources.
OUR LOAN PROCESS
APPLY
ONLINE
Get started by filling out our easy loan application!
APPLICATION
REVIEW
Once we receive your completed application, we will review the application and one of our experienced loan officers will call you to discuss any additional information we may need.
ADDITIONAL
DOCUMENTS
After the Application review, the next step is for you to submit your purchase contract and renovation list. During this step we will also provide you with a Good Faith Estimate to review and approve.
PROCESSING &
UNDERWRITING
Once the Good Faith Estimate has been approved, we will then order an appraisal and title. Our construction manager will visit the property with the borrower to go over the bid sheet and construction that will be performed on the property.
CLOSING
& FUNDING
At this time we will set up the closing with our preferred attorney and send over the closing instructions/documents along with the wire to fund the transaction. The borrower is required to provide the necessary property insurance prior to closing.
AREAS WE SERVE
We service many areas throughout the entire United States, concentrating in Georgia, Tennessee, North Carolina, South Carolina, Florida, Virginia, and Texas!
TESTIMONIALS
YOUR SUCCESS IS OUR BUSINESS
Our lending programs are meticulously designed to meet the unique financial demands of real estate transactions that require fast, flexible, and reliable solutions. As a leading hard money lender utilizing our own private funds across Georgia, Florida, North Carolina, South Carolina, Tennessee, Texas, and Virginia, we deliver rapid, decisive results that are customized to the distinct needs of your project. At Paces Funding, relationships are at the heart of what we do. Your success is our ultimate priority, and our unwavering commitment to excellence is evident in every deal we close.
Fast Turnaround
Asset Based Lender
Competitive Rates
Less Paperwork
WHY USE A DIRECT HARD MONEY LENDER?
As a true direct hard money lender, we fund your loan using our own capital, giving us the flexibility to tailor financing solutions to your unique circumstances. At Paces Funding, hard money lending is our specialty — and when you partner with us, you gain a dedicated team committed to customizing your loan and supporting your success at every step of your project.
DO YOU QUALIFY FOR A HARD MONEY LOAN?
Call us at (404) 814-1644 or send us an email. We’ll be happy to answer your questions and see if you qualify for a hard money loan.
YOUR SUCCESS IS OUR PRIORITY
At Paces Funding, we go beyond lending — we become your trusted partner on every project. As the Southeast’s largest direct asset-based hard money lender, we streamline the process by leveraging our own capital and making decisions in-house, enabling us to close deals faster and more efficiently than traditional lenders. Our relationship-driven approach ensures every client is treated with the respect and personalized attention they deserve, delivering tailored solutions that align with your vision. Your success is our business — and we’re here to help you achieve it.
RESOURCES
